As a ‘Baby-Boomer’ you are redefining what it means to turn 65. For those of us born between 1946 and 1964 we are healthier, stronger and expect to stay active for many years to come.

So, while we may take meds, be divorced, have estranged kids or however complex the situation… We also expect the best of everything. ‘Baby-Boomers’ are smart and want to be informed and educated rather than “sold’. And we certainly can spot a manipulation. Fool me once…

While there are many important, life changing decisions to make. You need the facts so that you can make informed and wise choices. We are all adults and we at Freedom & Legacy Advisors know how these aspects of your life can fit together. We work to make sure that you will have all your bases covered. Just like car insurance, you can have bare-bones or full coverage. We will present you a plan either a-la-cart or a coordinated plan for all your needs. The plan choice is your, we work at your pace.

We take things step-by-step as your timeline dictates. All while keeping your actual deadlines top-of-mind.

So, as you get ready for retirement? Whether you want to be on the grid or off or split your time between the two, we want to make sure that you have the income, the healthcare, asset based home-health/long-term care and life insurance for anything else that you need. With our years of experience, we make it happen!

So, when will you be ready to talk to us?

Is it ever too soon to start the conversation… Spoiler alert, NO!!!

We will share with you all the factors that you may need to consider.

We can even guide you in determining what age will you be ready?

59 ½
62
65
67
70?
What age is best for you to consider retirement?

What about Social Security??

How much do I give up if I retire before my “Full Retirement Age”?

BTW, what is my Full Retirement Age/FRA?

How do I confirm that?

And what about Medicare???

What’s IRMAA?
And what about those RMD’s?

What choices do I have if I continue to work?

Is my spouse covered by my Medicare plan or do they need to get their own plan when I leave my work plan?

What about my retirement assets?

We don’t do Monte Carlo Simulations. We make sure that you will have enough money, no matter how long you live? So, you can rest assured that you will not outlive your 401k?

We create a monthly income from my retirement assets that I can’t outlive? Truly your own Perfect Personal Pension.

Is that too good to be true? Well, yes and absolutely NO!

Yes, because the majority of retirees are given the stock market as their only option for growth in retirement. But there is another way, so NO! You can have GUARANTEES and GROWTH! But you must be open-minded to hear and see an alternative to change the mindset of your paradigm.

Too good because if your assets are less than $1 million it is hard to get the attention of a Financial Advisor for Active management to grow your hard-earned $$$. Think about it, at a 1% ongoing annual service fee $1 million generates $10k in annual revenue.

So, where do retirees go to get the attention they need and deserve?

Well, we welcome and respect every $$$ you earned, saved, invested and maintained. Delayed gratification should be rewarded and we believe that every $$$ must be just as important to us as it is to you.

To get all of your questions and concerns answered and…

Find out how to turn your 401k into a harvest that you cannot outlive… a safe, guaranteed income for LIFE!